PLMIeasy
Under Michigan's Essential Insurance Act, how many days' advance written notice must an auto insurer give before non-renewing a personal auto policy?
A10 days
20 days
C45 days
D60 days
Why this is the answer
MCL 500.2123 of the Essential Insurance Act sets a 20-day minimum non-renewal notice for personal auto. The notice must state a specific statutory reason; arbitrary non-renewal is prohibited. This contrasts with mid-term cancellation, which has its own grounds and notice rules under MCL 500.3220.
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