Under Michigan law, an applicant for an initial resident producer license in a major line such as property or casualty must complete how many hours of pre-licensing education per line, plus a separate ethics component?

Why this is the answer

Under MCL 500.1204b, a Michigan applicant for a resident producer license in a major line such as property or casualty must complete 20 hours of approved pre-licensing education for each line of authority sought, plus an additional 4 hours of ethics instruction. Completion is documented before the applicant sits for the state examination administered through Pearson VUE. Distractor totals (10/2, 24/3, 40/8) reflect either continuing-education hours, limited-line minimums, or invented figures, not the pre-licensing standard.