PLMImedium
Under MCL 500.3171+, the Michigan Assigned Claims Plan provides PIP benefits in which circumstance?
When no PIP insurance is applicable to the injury and the injured person has no other source of no-fault coverage
BWhen an insured wants a second opinion on a claim
CWhenever a Michigan resident is injured outside Michigan, regardless of whether other PIP coverage applies to the accident
DTo supplement PIP benefits above the policy limit selected by the insured
Why this is the answer
MCL 500.3172 directs claimants without applicable PIP coverage to the Assigned Claims Plan, which assigns the claim to a participating insurer. It functions as a no-fault safety net for pedestrians struck by uninsured vehicles, hit-and-run victims, and similar fact patterns where no household policy responds.
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