PLMImedium
Under MCL 500.3009, a Michigan named-driver exclusion endorsement is valid only if which condition is met?
The insured authorizes it and the required warning is on the policy and certificate of insurance
BThe excluded driver lives outside Michigan
CThe excluded driver has fewer than three points on their driving record during the prior policy period
DDIFS approves the specific exclusion in advance and issues a written order authorizing the endorsement
Why this is the answer
MCL 500.3009(2) allows liability coverage to be excluded when a vehicle is operated by a named person, if the insured authorizes it. The exclusion is valid only if a statutory warning (when the named excluded person drives, all liability coverage is void and no one is insured) appears on the face of the policy, its declaration page or certificate, and on the certificate of insurance.
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