P&CMImedium
Under MCL 500.1239, which of the following is NOT an enumerated ground on which DIFS may deny, suspend, revoke, or refuse to renew a Michigan producer's license?
AConviction of a felony
BMisappropriation of premium funds entrusted to the producer for an insurer or insured
CMaterial misrepresentation on the license application
Failure to maintain a residence in the same county as the producer's principal office
Why this is the answer
MCL 500.1239 lists the enumerated grounds for DIFS license discipline: felony convictions, providing materially incorrect information on the application, violating insurance laws or regulations, misappropriating premium or other money belonging to the insurer or insured, unfair trade practices, and similar misconduct. A county-of-residence rule is not among them; Michigan does not condition producer licensing on residence within a particular county relative to the producer's office. The other options are squarely enumerated grounds.
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