Under California Insurance Code § 10113.71, what is the MINIMUM grace period that must be allowed on an individual life insurance policy issued for delivery in California?

Why this is the answer

California stretches the standard grace period out to 60 days under Ins. Code § 10113.71. During this window the policy stays in force and the insured may pay the past-due premium (with interest at the policy's stated rate) without lapsing coverage. If the insured dies during the grace period, the insurer pays the death benefit minus any unpaid premium. 10 days matches the standard free-look (§ 10127.10), 30 days matches free-look for seniors/replacement, and 31 days matches the group conversion window — all common distractors. The CA Senior Bill of Rights expanded this from 31 to 60 days for individual life specifically.