PLNJeasy
On a standard NJ ISO HO-3 with NJ amendatory endorsement, what is the default Coverage B Other Structures limit expressed as a percentage of Coverage A?
A5%
B20%
C30%
10%
Why this is the answer
The NJ HO-3 form provides Coverage B Other Structures, such as detached garages, sheds and fences, at 10% of Coverage A by default. Higher limits are available by endorsement when the exposure warrants it.
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