PLNJeasy
In New Jersey, which license authorizes a producer to sell a personal homeowners or personal auto policy under N.J.S.A. 17:22A-13?
The Property and Casualty qualifications on the producer license issued under N.J.S.A. 17:22A-13
BA separate Personal Lines producer license issued by DOBI, which New Jersey offers as a distinct license tier apart from Property and Casualty
CA Life-only producer license with a personal auto endorsement
DA title insurance producer license
Why this is the answer
The New Jersey Insurance Producer Licensing Act of 2001 (N.J.S.A. 17:22A-26 to 17:22A-48) and its predecessor at N.J.S.A. 17:22A-13 establish lines of authority that include Life, Accident and Health, Property, Casualty, Variable, Personal Lines (used as an optional subset in some NAIC states but not as a separate NJ license tier), and Limited Lines. New Jersey treats the combined Property and Casualty qualifications as the authority to write personal homeowners, dwelling fire, personal auto under AICRA, watercraft, and personal umbrella. Life-only and title licenses do not authorize PL sales.
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