P&CMAmedium
In Massachusetts, who files workers' compensation insurance rates with the Division of Insurance on behalf of the industry?
AEach individual insurer files its own complete WC rate without reference to any rating organization
The WCRIB files classifications and rates that DOI reviews and approves
CThe MA Department of Industrial Accidents sets WC rates directly
DThe U.S. Department of Labor sets MA WC rates
Why this is the answer
In Massachusetts, the Workers' Compensation Rating and Inspection Bureau (WCRIB) is the licensed rating organization that files workers' compensation rates, classifications, and experience modifications with the Division of Insurance, subject to DOI review and approval. The MA Department of Industrial Accidents administers benefits but does not set rates, and federal agencies have no rate-setting role.
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