Before placing a Long Island coastal homeowner with NYPIUA, a NY producer should typically attempt placement through which Department-of-Financial-Services-supported program designed to match hard-to-place coastal risks with voluntary-market carriers?

Why this is the answer

The Coastal Market Assistance Program (C-MAP) is a DFS-supported voluntary placement facility that matches hard-to-place downstate coastal homeowner risks with participating admitted carriers, intended to be tried before NYPIUA. NYAIP's LAD program is the automobile residual-market analogue. ELANY is the excess-line stamping office and not a placement facility. NYSIF writes workers' compensation, not coastal homeowners. Producers handling Nassau, Suffolk, Queens, Brooklyn, the Rockaways or Staten Island risks should be familiar with C-MAP per DFS guidance.