P&CMImedium
An Ohio-resident producer in good standing applies for a Michigan non-resident producer license. Under MCL 500.1206 and NAIC reciprocity, DIFS will generally:
ARequire the applicant to complete Michigan's 20-hour pre-licensing course and pass the MI exam
Issue the non-resident license without additional pre-licensing or testing if Ohio offers reciprocity to MI residents
CRequire the applicant to relocate to Michigan within 90 days of license issuance and establish a physical office in this state
DIssue only a limited line license
Why this is the answer
MCL 500.1206 implements the NAIC Producer Licensing Model reciprocity framework. A non-resident applicant who is licensed and in good standing in the home state, whose home state grants reciprocal treatment to Michigan residents, receives a Michigan non-resident license without additional pre-licensing or testing. The applicant submits a uniform application through NIPR, pays the fee, and lists the lines of authority held in the home state. The applicant is not required to relocate or limit authority.
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