An Illinois insurer is mid-term cancelling a homeowners policy for non-payment of premium. What is the minimum advance written notice required to the insured?

Why this is the answer

For mid-term cancellation, Illinois generally requires 30 days advance written notice under 215 ILCS 5/143.15. However, when the reason is non-payment of premium, the required notice is shortened to 10 days. The shorter window recognizes the insured's failure to perform the consideration. After the first 60 days of new business, cancellation reasons are limited; non-payment remains a permissible reason throughout the policy term.