P&CNJmedium
After a DOBI market conduct examination, when does the final examination report typically become available to the public?
AImmediately upon the examiner's first day on site, before any findings are verified or reviewed
BOnly after a five-year statutory waiting period has elapsed following the examination's conclusion
After the insurer's response period and the Commissioner's adoption of the final report
DNever; market conduct reports remain permanently confidential under all circumstances
Why this is the answer
Following a market conduct examination, the insurer receives the draft report and a period to respond. After review of the insurer's comments, the Commissioner adopts a final report which is then filed as a public document and posted on the DOBI website.
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