P&COhiomedium
A resident producer from another state in good standing applies for an Ohio non-resident producer license. Under R.C. 3905.07 and NAIC reciprocity, ODI will generally:
ARequire the applicant to complete Ohio's 40-hour pre-licensing course and pass the Ohio exam
BRequire the applicant to relocate to Ohio within 90 days of license issuance and establish a physical residence in the state before writing any business
Issue the non-resident license without additional pre-licensing or testing if the home state grants reciprocity to Ohio residents
DIssue only a limited line license
Why this is the answer
R.C. 3905.07 implements the NAIC Producer Licensing Model reciprocity framework. A non-resident applicant who is licensed and in good standing in the home state, whose home state grants reciprocal treatment to Ohio residents, receives an Ohio non-resident license without additional pre-licensing or testing. The applicant submits a uniform application through NIPR, pays the fee, and lists the lines of authority held in the home state. The applicant is not required to relocate or limit authority.
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