A NJ HO-3 insured is displaced after a covered fire loss. Coverage D Loss of Use pays additional living expense up to what default percentage of Coverage A?

Why this is the answer

On the NJ-amended HO-3 form, Coverage D Loss of Use reimburses additional living expense up to 30% of Coverage A while the dwelling is uninhabitable due to a covered loss, subject to the reasonable time required to repair or replace.