P&CNJeasy
A New Jersey resident P&C producer must complete how many total continuing education hours each two-year license cycle, and how many of those must be in ethics?
A12 total hours, including 2 hours of ethics
B20 total hours, including 4 hours of ethics
C30 total hours, including 5 hours of ethics
24 total hours, including 3 hours of ethics
Why this is the answer
Under N.J.A.C. 11:17-3.6, adopted under the Insurance Producer Licensing Act (N.J.S.A. 17:22A-26 et seq.), every resident NJ insurance producer must complete 24 credits of approved continuing education during each two-year license cycle, of which a minimum of 3 credits must be in ethics. The requirement applies uniformly to P&C and L&H producers. Failure to complete CE before the cycle closes prevents license renewal until the hours are completed and reported through Sircon/NIPR to DOBI. Distractor totals describe other states' regimes or invented thresholds.
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