P&CMIeasy
A Michigan resident P&C producer must complete how many total continuing education hours each two-year license cycle, and how many of those must be in ethics?
A12 total hours, including 2 hours of ethics
24 total hours, including 3 hours of ethics
C20 total hours, including 4 hours of ethics
D30 total hours, including 5 hours of ethics
Why this is the answer
Under MCL 500.1204c, every resident Michigan insurance producer must complete 24 hours of approved continuing education during each two-year license cycle, of which a minimum of 3 hours must be in ethics. The requirement applies to P&C and L&H producers alike. Failure to satisfy CE before the cycle closes prevents license renewal until the hours are completed and reported. The distractor totals describe pre-licensing math (20/4), limited-line CE structures, or fabricated thresholds.
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