PLMImedium
A Michigan HO-3 insured is displaced after a covered fire. Coverage D Loss of Use pays additional living expense up to what default percentage of Coverage A?
A10%
B20%
30%
D50%
Why this is the answer
On a standard MI HO-3 form, Coverage D Loss of Use reimburses additional living expense up to 30% of Coverage A while the dwelling is uninhabitable due to a covered loss, subject to the reasonable time required to repair or replace.
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