EstatePass
PLMImedium

A Michigan HO-3 insured is displaced after a covered fire. Coverage D Loss of Use pays additional living expense up to what default percentage of Coverage A?

A10%
B20%
30%
D50%

Why this is the answer

On a standard MI HO-3 form, Coverage D Loss of Use reimburses additional living expense up to 30% of Coverage A while the dwelling is uninhabitable due to a covered loss, subject to the reasonable time required to repair or replace.

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