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A Massachusetts resident P&C producer must complete how many total continuing education hours each three-year license cycle, and how many of those must be in ethics?

Q: A Massachusetts resident P&C producer must complete how many total continuing education hours each three-year license cycle, and how many of those must be in ethics?

45 total hours, including 3 hours of ethics — Under M.G.L. c. 175 §177E and supporting Division of Insurance regulations, every resident MA insurance producer must complete 45 credits of approved continuing education during each three-year license cycle, of which a minimum of 3 credits must be in ethics. The obligation applies uniformly to P&C and L&H producers. Failure to complete CE before the cycle closes prevents license renewal until the hours are reported through Sircon/NIPR to DOI. Distractor totals describe other states' regimes or invented thresholds.

A24 total hours, including 2 hours of ethics

B30 total hours, including 3 hours of ethics

C60 total hours, including 6 hours of ethics

45 total hours, including 3 hours of ethics

Why this is the answer

Under M.G.L. c. 175 §177E and supporting Division of Insurance regulations, every resident MA insurance producer must complete 45 credits of approved continuing education during each three-year license cycle, of which a minimum of 3 credits must be in ethics. The obligation applies uniformly to P&C and L&H producers. Failure to complete CE before the cycle closes prevents license renewal until the hours are reported through Sircon/NIPR to DOI. Distractor totals describe other states' regimes or invented thresholds.

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