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Free OH PL Practice Test
20 questions sampled from our Personal Lines bank for Ohio. AI explanations shown after each answer.
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Question 1 of 20
0 correct so far
National-PL-VIII Personal Risk Concepts
medium
Under Restatement (Third) of the Law of Liability Insurance §4, when may implied terms be used to supplement an insurance policy?
A
When necessary to give effect to the reasonable expectations of the parties and consistent with the purposes of the contract
B
Only when both contracting parties subsequently agree in a separately signed writing to formally add the supplemental implied term to the existing policy contract document
C
Whenever the insurer's claim representative deems an additional term appropriate to the handling of a particular claim
D
Never, because only the express written terms of the policy are enforceable and no terms may be implied at all
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