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Free OH PL Practice Test
20 questions sampled from our Personal Lines bank for Ohio. AI explanations shown after each answer.
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Question 1 of 20
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National-PL-VII Federal Programs
medium
Under the Biggert-Waters Act and the 2019 federal rule, a federally regulated lender must accept a private flood policy in lieu of an NFIP Standard Flood Insurance Policy when the private policy meets which standard?
A
The statutory definition of 'private flood insurance' providing coverage at least as broad as the SFIP
B
Any admitted homeowners policy that merely mentions flood as a covered peril somewhere in its declarations page
C
A surplus-lines flood binder approved solely by the state insurance commissioner without any federal regulatory review
D
A FEMA Group Flood Insurance Policy issued post-disaster to qualifying individual-assistance program recipients in the area
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