National-PL-VI Recreational Vehicles hard
An insured operates a drone (UAV) to take aerial photographs that they then sell on a stock-photo website. For insurance and federal regulation purposes, how is this use classified? A Commercial use under 14 CFR Part 107 — requires FAA Remote Pilot Certificate and is generally excluded under HO 00 03; commercial UAV liability insurance is required B Recreational/hobby use under 49 USC § 44809 requiring no FAA certification at all, with the operation fully and automatically covered under both HO 00 03 Coverage E liability and Coverage C personal property C Commercial use under FAA rules but nonetheless fully covered under HO 00 03 because the drone is the insured's personal property with no business exclusion D Classified solely by individual state drone statutes, because the FAA asserts no regulatory jurisdiction over commercial small-UAV operations
