An employee is injured on a job site. The contractor's workers compensation insurance was cancelled 2 weeks prior due to non-payment. What is the contractor's exposure?
Correct Answer
A) Personal liability for all benefits required by law
When workers compensation insurance lapses, contractors become personally liable for all benefits that would have been covered by insurance, including medical expenses, lost wages, and disability benefits.
Why This Is the Correct Answer
When workers compensation insurance lapses, contractors become personally liable for all benefits that would have been covered by insurance, including medical expenses, lost wages, and disability benefits.
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A homeowner hires a contractor to build a deck for $18,500. The contractor abandons the job after receiving $12,000 and completing only 40% of the work. What recourse does the homeowner have under South Carolina law?
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A contractor completes $85,000 worth of work on a commercial building in Charleston. The property owner fails to pay. What is the maximum amount the contractor can claim under South Carolina mechanics lien law?