A policy excludes the exact operation being subcontracted. What should the contractor do before work?

California C-20 exam practice question · Insurance & Liens

A policy excludes the exact operation being subcontracted. What should the contractor do before work?

Use contract and insurance controls
BAssume the certificate overrides exclusions
CHide the operation from the carrier
DBegin and request coverage after a loss

Why A is correct

Coverage depends on actual policy terms, classifications, exclusions, endorsements, and facts. Early review permits negotiation or alternative controls before exposure begins.

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A policy excludes the exact operation being subcontracted. What should the contractor do before work?

A policy excludes the exact operation being subcontracted. What should the contractor do before work?

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