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Tennessee (TN) Real Estate Exam Cheat Sheet 2026

TN: 120 questions, 240 minutes, 56 of 80 and 28 of 40, $63 in exam fees. Below are the 8 rules that decide pass or fail, each with its source.

Questions
120
Time limit
240 min
To pass
56 of 80 and 28 of 40

The 8 rules worth memorising

Not subject knowledge — that comes from practice questions. These are the procedural rules candidates lose the exam to: how the threshold is applied, what a partial fail means, and the deadlines that void a pass.

  1. 1

    Tennessee calls it the Affiliate Broker exam

    The entry-level license here is Affiliate Broker, not salesperson. When you search for study material or book with PSI, that is the exam you want — the "salesperson" listing in Tennessee is the timeshare salesperson exam, a different test.

    Source: PSI bulletin, Examination Summary Table

  2. 2

    The passing mark is given as a count, not a percentage

    You need 56 correct of 80 on the national portion and 28 correct of 40 on the Tennessee portion — 70% each. Knowing the count is more useful than the percentage: on the state portion you can miss twelve questions and no more.

    Source: PSI bulletin, Score Reporting

  3. 3

    Advertising is the biggest single state topic

    Advertising and marketing is 7 of the 40 state items — more than agency (6) and more than the Commission’s own powers (4). Social media advertising, team advertising and required listing information are all named in the outline. Most candidates underprepare this.

    Source: PSI bulletin, State Portion Content Outline

  4. 4

    Trust fund and record-keeping rules are 8 items together

    Escrow handling (4) plus documents and record keeping (4) is a fifth of the state portion. Expect specifics: deposit deadlines, commingling, how long records are kept, and the Commission’s right of access.

    Source: PSI bulletin, State Portion Content Outline

  5. 5

    60 hours to test, 90 before you are licensed

    Sixty hours of real estate principles qualify you to sit the exam. The remaining 30-hour Course for New Affiliates must be finished before a license is issued. Budget for both.

    Source: PSI bulletin, Affiliate Broker Candidates (T.C.A. § 62-13-303(b)(2))

  6. 6

    Apply within one year of passing

    After passing all portions you must apply at core.tn.gov within one year. The exam fee is separately valid for one year, and the application is valid for 12 months from the exam date.

    Source: PSI bulletin, Affiliate Broker Candidates

  7. 7

    No same-day rebooking

    You cannot book a new appointment on the day you test, because PSI needs time to process scores. The bulletin’s own example: test unsuccessfully on a Monday, call Tuesday, retest as soon as Friday if a seat is open.

    Source: PSI bulletin, Re-taking a Failed Examination

  8. 8

    Score review is the only look you get

    PSI and the Commission may re-evaluate and adjust results on review, and the bulletin states this is the only review of examination materials available to candidates. There is no walk-through of your wrong answers.

    Source: PSI bulletin, Examination Review

What the Tennessee state portion covers (40 scored items)

Straight from the official outline. Study the top of this list first.

  • Advertising and marketing

    7 questions

    Owner/agent advertising requirements · "For sale" signs · Brokerage company and team advertising · Internet advertising · Information required in advertised listings · Gifts and prizes · Advertising on social media

  • Agency and disclosure issues

    6 questions

    General agency duties and creation of the relationship · Disclosure of agency relationships · Disclosure of material facts and misrepresentation · Disclosure of agent’s interest · Handling of offers · Designated agents · Facilitators · Dual agency

  • Broker/affiliate relationships

    5 questions

    How compensation may be paid · Permitted affiliations · Broker’s supervisory responsibility · Change of affiliation · Ownership of affiliates’ listings

  • Duties and powers of the Real Estate Commission

    4 questions

    Purpose of the Commission · Persons and disputes outside its jurisdiction · Complaints, notifications, hearings · Disciplinary actions

  • Licensing requirements

    4 questions

    Licensing examinations · Educational requirements · Change of status, name or address · Firm licenses and license display · Renewal of license · Errors and omissions insurance

  • Handling of documents and record keeping

    4 questions

    Responsibility for keeping records · How long records must be kept · What must be kept · Handling offers and leaving copies · Commission access to records

  • Handling of trust/escrow funds

    4 questions

    Permissible disbursements · General account requirements · Commingling and improper use · Depository and account requirements · Interest and non-liquid earnest money · Time requirements for deposit of funds

  • Other improper activities and consumer protection

    3 questions

    Improper listing agreements · Discrimination · Other misconduct

  • Special areas of practice

    3 questions

    Timeshare · Property management · Commercial/industrial real estate

If you fail

Call PSI the day after your attempt; retesting within the same week is common if seats are open. You repeat only the portion you failed — $37 for the national portion, $26 for the Tennessee portion. Your exam fee eligibility lasts one year.

Questions

Is there a Tennessee real estate exam cheat sheet PDF?

This page is the cheat sheet, and it stays on the web on purpose: every rule below cites the bulletin or commission page it came from, so you can check it against the current source. A printed PDF goes stale the moment PSI revises a figure, and most of the ones being sold do not say where their numbers came from.

What should I memorise for the TN state portion?

The rules that decide pass or fail rather than the ones that are merely interesting: how the 70% threshold is applied, what happens if you fail one portion, and the deadlines that void a pass. Those are the 8 below. Subject knowledge comes from practice questions, not from a list.

How current is this Tennessee cheat sheet?

Every figure was read from the source on 2026-09-18, and each rule names its source below. Where TREC has revised something since, the source link is the authority — not this page.