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Tx Specific FinancingTx_homestead_and_lendingEASY

Under the Texas Constitution Article XVI, Section 50, a homeowner's primary residence is protected from forced sale to pay most debts. Which of the following is a lien that CAN be enforced against a Texas homestead?

Correct Answer

B) A purchase money mortgage used to acquire the homestead property

Under Texas Constitution Article XVI, Section 50(a)(1), a purchase money lien is one of the limited exceptions that can be enforced against a Texas homestead. The purchase money mortgage was used to buy the property itself, making it a valid lien against the homestead.

Answer Options
A
A credit card judgment lien obtained by a national bank
B
A purchase money mortgage used to acquire the homestead property
C
A mechanic's lien for a swimming pool installed without a prior written contract
D
A personal loan judgment lien from a family member

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Related Topics & Key Terms

Key Terms:

homestead_protectionpurchase_money_lienarticle_XVIforced_sale

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