A Texas homeowner owns both a house in Austin (where they live) and a lakehouse in the Hill Country (used for weekend retreats). Under Texas homestead law, which property qualifies for homestead protection?
Correct Answer
A) Only the Austin house qualifies because a person can only have one homestead at a time
Under Texas homestead law, a person or family can have only one homestead at a time. The homestead is the place where the owner resides and intends as their primary home. The Austin house where the owner lives is the homestead. The lakehouse used for weekends is not the homestead and does not receive homestead protection.
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- → A Texas homeowner defaults on a personal loan of $50,000. The creditor obtains a judgment and seeks to force the sale of the homeowner's primary residence to satisfy the debt. Under Texas homestead law, can the creditor force the sale?
- → A creditor attempts to place a lien against a Texas family's homestead for an unpaid medical bill of $25,000. Under Texas homestead law, can this lien attach to the homestead?
- → A Texas homeowner converts their homestead into a rental property and moves to another state. After two years, a creditor seeks to foreclose on the former homestead for an unpaid business debt. Under Texas law, can the creditor force the sale?
- → Mark and Lisa are married and live in Texas. During their marriage, Mark purchases an investment property using earnings from his salary. Under the Texas Family Code, how is this property classified?
- → Before her marriage to David, Sarah owned a rental house in Austin. After the wedding, rental income from the property accumulates in a joint bank account. Under the Texas Family Code, how is the rental income classified?
- → Under the Texas Family Code, what is the legal presumption regarding property acquired during a marriage in Texas?
- → After 10 years of marriage, William inherits a lakehouse from his father. William's wife, Karen, assumes the inheritance is community property because they received it during their marriage. Under the Texas Family Code, who is correct?
- → Under the Texas Family Code, what is the legal term for a written agreement between spouses that converts community property into one spouse's separate property?
- → Under the Texas Family Code, what happens to community property when one spouse dies without a will in Texas?
- → A Texas couple gets married. The wife owns a car free and clear that she purchased three years before the wedding. Under the Texas Family Code, what is the classification of this car?
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A creditor attempts to place a lien against a Texas family's homestead for an unpaid medical bill of $25,000. Under Texas homestead law, can this lien attach to the homestead?
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A Texas homeowner entered into a home equity loan in 2020. In 2025, the homeowner discovers the lender failed to comply with one of the constitutional requirements for home equity loans under Article XVI §50(a)(6). Under Texas law, what is the homeowner's remedy?