Margaret is purchasing a home in Concord, New Hampshire. The seller wants to convey the property with the strongest possible title guarantee, promising that he holds clear title, has the right to sell, and will defend Margaret against any future claims. Which type of deed should Margaret receive?
Correct Answer
A) General warranty deed
A general warranty deed provides the broadest title protection available in New Hampshire. Under this deed type, the grantor makes six covenants: seisin, quiet enjoyment, right to convey, freedom from encumbrances, warranty, and further assurance. The grantor warrants the title against all claims, whether arising before or during the grantor's ownership. This is the strongest form of deed conveyance recognized in NH real estate practice and is the type most commonly used in standard residential sales transactions.
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