A multirotor that has lost a motor is in a degraded and deteriorating state, and every second of continued flight increases the chance that it ends up somewhere the pilot did not choose. The controlling principle in Part 107 is that the operation must not create an undue hazard to persons or property, and the crowded parking lot 200 feet away defines what the hazard is. The open field beneath the aircraft is the safest outcome available, and it is available now — attempting anything else spends the remaining control authority on a gamble. Descending immediately also reduces the height from which an uncontrolled fall could occur. Each alternative moves in the wrong direction: climbing extends the time aloft and the potential fall distance, switching modes assumes control authority that may not exist, and flying toward the parking lot heads directly at the people. The instinct to save the aircraft is exactly what this scenario is testing.