Question 1

How do I know if I am ready for the MLO exam?

Accepted Answer

Take this free 10-question diagnostic quiz covering all 5 SAFE MLO exam content areas. If you score 80% or above, you are likely ready to schedule your exam with Prometric.

Question 2

What topics are on the SAFE MLO exam?

Accepted Answer

The exam covers 5 areas: Federal Mortgage-Related Laws (23%), General Mortgage Knowledge (23%), Mortgage Loan Origination Activities (25%), Ethics, Fraud & Consumer Protection (17%), and Uniform State Test Content (12%).

Question 3

What passing score do I need on the MLO exam?

Accepted Answer

You need a score of 75% or higher to pass the SAFE MLO exam. This is a nationally uniform standard set by the NMLS.

Question 4

Is 10 questions enough to assess my MLO exam readiness?

Accepted Answer

A 10-question diagnostic gives you a quick snapshot across all 5 content areas. For a thorough assessment, follow up with a full-length practice exam on EstatePass covering all 120 questions.

Question 5

What should I do if I score below 60% on the readiness check?

Accepted Answer

Focus on the topic areas where you missed questions. Use EstatePass practice exams and flashcards to review weak areas like RESPA, TILA, loan origination, and ethics, then retake this quiz.