Chapter 5

Qualifying ratios

Will the payment fit the income?

An explorable chapter on qualifying a borrower: what goes into PITI, the front-end and back-end debt-to-income ratios, and working back to the largest payment or debt load allowed.

1. 5.1
   What goes into PITIPrincipal, interest, taxes, insurance, and more
2. 5.2
   Front-end and back-endHousing alone, then every debt
3. 5.3
   Working back to the limitIncome times the ratio, less what is already owed

2 slider tasks · 2 practice sets · 8 questions