Which type of life insurance provides pure death-benefit protection for a specified period, with no cash value accumulation?

Why this is the answer

Term life insurance provides pure death-benefit protection for a specified period — 10, 20, or 30 years are common. If the insured dies during the term, the beneficiary receives the face amount. If the insured outlives the term, the policy expires with no payout and no cash value accumulated. This is the structural feature that separates term from all permanent insurance — whole, universal, and variable life — each of which builds tax-deferred cash value. Per the Florida Agent's Health & Life Exam Content Outline §I.C.