L&HPennsylvaniamedium
Under Pennsylvania group life insurance law, an employee whose group coverage terminates generally has a right to convert to which type of individual policy without evidence of insurability?
AAny plan offered by the insurer, including term insurance, regardless of whether it is a permanent-type policy
An individual policy (other than term) on a plan customarily issued by the insurer
CA variable universal life policy only
DA single-premium immediate annuity
Why this is the answer
PA's group life statute (40 P.S. § 532.1 et seq.) grants a conversion right when group coverage ends. The converted policy is an individual permanent plan customarily written by the insurer; term is typically excluded from the conversion right.
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