L&HMIeasy
Under Michigan's standard life insurance policy provisions, what is the maximum duration of the suicide exclusion period?
A1 year
2 years
C3 years
D5 years
Why this is the answer
Under MCL 500.4032, a Michigan life insurance policy may exclude death by suicide only during the first 2 years from issue. After that window the insurer must pay the death benefit even if death is by suicide.
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