L&HFloridaeasy
Under an ordinary whole life policy, when do premium payments cease?
At the insured's death or age 100, whichever comes first
BAt age 65, when the policy is considered paid-up
CAfter a set number of years chosen at issue
DAfter the cash value equals the face amount
Why this is the answer
Ordinary whole life is the simplest permanent life policy: the insured pays a level premium every year for as long as they live (or until the policy matures, traditionally at age 100, sometimes 121 in modern contracts). This level-for-life premium structure is the defining feature separating ordinary whole life from limited-pay and single-premium variants. The cash value grows to equal the face amount at maturity. Distractors reflect limited-pay designs (paid up at 65 or after a set number of years) and a misunderstanding of cash-value maturity. Per the Florida Agent's Health & Life Exam Content Outline §I.A.1.
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