L&HPennsylvaniaeasy
Under 31 Pa. Code § 81.4, the producer must deliver to the applicant a form titled:
A"Buyer's Guide to Replacement of Life Insurance and Annuity Contracts"
B"Producer Suitability Acknowledgement and Disclosure Form"
C"PA Senior Solicitation Disclosure and Right-to-Cancel Notice"
"Important Notice: Replacement of Life Insurance or Annuities"
Why this is the answer
Section 81.4 of Chapter 81 requires the producer to provide the applicant with the specifically titled "Important Notice: Replacement of Life Insurance or Annuities" at or before policy application.
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