On a Pennsylvania life insurance policy, which settlement option pays a guaranteed income for the life of the beneficiary plus guarantees payments for a fixed minimum number of years even if the beneficiary dies early?

Why this is the answer

Life income with period certain pays the beneficiary for life, but if the beneficiary dies before the guaranteed period (e.g., 10 or 20 years) ends, remaining payments continue to a contingent payee. Straight life ends at the beneficiary's death.