EstatePass
L&HMImedium

Michigan's senior protection rules in the replacement and suitability framework most directly target which producer behavior?

High-pressure or unsuitable solicitation of older consumers for annuity and life replacements
BUse of any illustration that includes a non-guaranteed scale, regardless of whether it is clearly labeled as such for the consumer
CSale of any term life policy to a person over age 60
DCharging any surrender penalty on a replacement annuity

Why this is the answer

Michigan layers senior solicitation protections on top of replacement and suitability requirements to deter high-pressure tactics and unsuitable annuity or life recommendations made to older consumers.

Studying for the MI Life & Health exam?

This question comes from our L&H bank. Take a free practice test — no signup.