In New Jersey, what is the minimum free-look period that must be provided to a senior consumer who purchases an annuity contract?

Why this is the answer

While the standard NJ life/annuity free-look is 10 days, an annuity sold to a senior consumer carries an extended 30-day free-look so the consumer has additional time to review the contract, the Buyer's Guide, and consult family or advisers before the rescission window closes.