An insurance contract is described as a contract of adhesion. Which courtroom consequence most directly follows from that classification?

Why this is the answer

An adhesion contract is one drafted entirely by the stronger party (the insurer) and presented on a take-it-or-leave-it basis to the weaker party (the insured), who has no meaningful opportunity to negotiate terms. Florida courts, like courts nationwide, respond to this asymmetric drafting power by applying contra proferentem — ambiguous policy language is construed against the drafter and in favor of coverage. The other options describe non-existent legal effects: adhesion does not void the contract, does not require negotiation, and does not bar cancellation. Per the Florida Agent's Health & Life Exam Content Outline §II.D.2.c.