An Illinois employee terminates employment and loses group life coverage. Under 215 ILCS 5/231.1(H), what is the maximum time the employee has to convert to an individual policy without evidence of insurability?

Why this is the answer

Under 215 ILCS 5/231.1(H), an Illinois group life insured whose coverage terminates because of separation from employment or loss of class eligibility has 31 days from the date of termination to apply for an individual conversion policy. The insurer must issue the individual policy without requiring evidence of insurability, at the insurer's standard rates for the insured's age and any policy form it then customarily issues (the group policy may exclude term).