EstatePass
L&HMIeasy

After how many years from issue does the incontestability clause bar a Michigan life insurer from contesting the policy except for nonpayment of premium?

2 years
B1 year
C3 years
D5 years

Why this is the answer

Under MCL 4010-4036, after a Michigan life policy has been in force for 2 years during the insured's lifetime, the insurer may not contest the policy based on misstatements in the application, except for nonpayment of premium.

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