Chapter 2
Health cost sharing
Deductible, coinsurance, then the maximum
An explorable chapter on health insurance cost sharing: how the deductible, coinsurance and the out-of-pocket maximum split a year's bills, and how two plans coordinate benefits.
- 2.1Deductible first, then coinsuranceThe insured pays the first dollars, then a share
- 2.2The out-of-pocket maximumA ceiling on the insured's share
- 2.3Coordination of benefitsPrimary pays first; secondary fills the gap

