Insurance, Collisions & Registration — New York DMV Practice Questions

38 questions in this content area. 6 are published in full below with worked explanations.

1. Does the New York insurance requirement apply to visitors driving here?

ANo, only New York residents.
BOnly for trips over 30 days.
Yes; anyone driving in New York must be able to prove insurance.

Why C is correct

Anyone who drives in New York, including non-residents, must be able to prove the vehicle has acceptable liability insurance.

2. In New York, leaving the scene of a crash that injured someone is what kind of violation?

AA traffic infraction only.
BA parking violation.
A criminal violation.

Why C is correct

Leaving the scene of a crash with property damage is a traffic violation; leaving one with injury or death is a criminal violation.

3. What insurance information must you give the other driver after a crash?

AOnly the company name.
BNothing; insurers handle it.
The insurer, policy number and effective date.

Why C is correct

Give your name, address, license number, registration and insurance information, including policy number and effective date.

4. Within how many days must you file your crash report with the DMV?

A3 days.
B30 days.
10 days.

Why C is correct

You must file a report with DMV within 10 days of the event. Reporting to your insurer does not replace it.

5. Your agent gives you two insurance ID cards. What do you do with them?

AKeep both at home.
Present one to register, and keep the other in the vehicle.
CMail both to your bank.

Why B is correct

You must present one card when you register your vehicle and keep the second card with the vehicle.

6. Your car insurance is about to end and you will not renew it. What should you do?

Return the plates to a motor vehicle office before the insurance ends.
BKeep the plates on the car.
CMail the registration and both plates to your insurance company before it ends.

Why A is correct

Before your liability insurance expires or is discontinued, return the plates at a state or county motor vehicle office.

Watch the lesson

6:26New York Insurance, Collisions & Registration: five situations explainedFive real situations acted out, answered and explained from the New York State Driver's Manual (MV-21).Free account to watch

32 more Insurance questions

Answers and explanations for these are in the study app.

A crash causes $1,200 damage to one person’s property and no injuries. Must you report it to the DMV?
After a revocation for driving without insurance, what civil penalty must you pay to DMV before re-applying?
Besides criminal penalties, what insurance problem can an impaired-driving crash cause?
Besides reducing points, what can a DMV-approved crash prevention course save you?
Leaving the scene of a crash involving only property damage is what kind of offense in New York?
Power lines are down on a crashed car. What should you tell the people inside?
The DMV receives evidence that you were in a crash without insurance. What happens?
The driver is too injured to complete the crash report. Who may complete it?
What does the New York manual suggest you carry in your vehicle in case of a crash?
What happens to your license if you drive your uninsured vehicle in New York?
What is failing to file a required crash report in New York?
What is New York’s minimum liability coverage for injury to one person?
What is New York’s minimum liability coverage for property damage?
What is New York’s minimum liability coverage for the death of one person?
What license action follows one conviction for leaving the scene of a personal injury crash?
What must match exactly between your insurance cards and your registration application?
When must a registered vehicle in New York be insured?
When must you file a crash report with the New York DMV?
When should you move an injured person at a crash?
Which of these leads to an indefinite New York license suspension?
You are in a crash in which someone dies, but you are not charged. Can your license still be suspended?
You are in a minor crash with only property damage. Must you stop?
You drive past a crash where emergency help is already working. Should you stop?
You get a DMV letter asking about your vehicle insurance. What should you do?
You injure a domestic animal and cannot find its owner. What must you do?
You move to New York. Within how many days must your car get a New York registration?
You must move an injured person away from a fire. How should you do it?
You reported a crash to your insurance company. Have you met your legal duty?
You set flares to protect a crash scene. What should you watch for?
Your car goes uninsured for 90 days and you never turned in the plates. What else happens?
Your motorcycle insurance expires. Must you turn in the plate?
Your registered car sits in the garage and you never drive it. Must it be insured?

Unlock all 38 questions