Insurance, Collisions & Registration — Illinois Secretary of State Practice Questions

35 questions in this content area. 9 are published in full below with worked explanations.

1. After a DUI conviction, how long must you file Financial Responsibility Insurance in Illinois?

Three years.
BThree months.
CThirty years.

Why A is correct

A DUI conviction also requires you to file Financial Responsibility Insurance for three years.

2. After a mandatory insurance conviction, what reinstatement fee applies, and is a permit available?

$100, with no driving permit available.
B$10, with a work permit.
CNo fee and a full permit.

Why A is correct

Mandatory insurance violators lose privileges for at least three months and pay a $100 reinstatement fee, with no permit available.

3. What can happen if you give false insurance information to renew a registration?

AA thank-you letter.
Criminal charges and a fine.
CA free renewal, if the insurance is bought later.

Why B is correct

Providing false information to renew a registration may result in criminal charges and a fine.

4. What is the minimum Illinois liability coverage for injury or death of one person?

$25,000.
B$15,000.
C$50,000.

Why A is correct

Minimums are $25,000 for injury or death of one person, $50,000 for more than one person, and $20,000 for property damage.

5. What should you ask everyone involved in the crash for?

Names, addresses, phone and license numbers, and plate numbers.
BTheir employers only.
CNothing; police do it.

Why A is correct

Ask all involved for names, addresses, phone numbers, driver’s license numbers and license plate numbers.

6. You are involved in a crash. What should you do first if you can?

AKeep driving to the nearest police station.
BMove every vehicle home before calling.
Stop in a safe, well-lit place that does not block traffic.

Why C is correct

Stop in a safe, well-lit public place that does not obstruct traffic, help anyone injured, call 911, and warn others.

7. You crash in a rural area and no officer comes. Whom do you notify?

AThe nearest gas station.
The county sheriff or Illinois State Police.
CYour employer and your insurance agent only.

Why B is correct

If an officer is not at the scene, report at the nearest police station; in rural areas, notify the county sheriff or State Police.

8. You damage a parked car whose owner cannot be found. What must you do?

Leave your name, address, phone and plate number on it, and notify police.
BWait 10 minutes for the owner, then drive away.
CReport it to your insurer only.

Why A is correct

Stop away from traffic, leave your name, address, phone number and plate number on the vehicle, notify police, and complete required reports.

9. You damage an unattended vehicle. What information should you leave?

AOnly a sorry note.
BNothing; just call your insurer.
Your name, address, phone number and plate number.

Why C is correct

Leave your name, address, phone number and license plate number, notify police, and complete required reports.

Watch the lesson

6:01Illinois Insurance, Collisions & Registration: five situations explainedFive real situations acted out, answered and explained from the Illinois Rules of the Road 2026 (dsd_a112).Free account to watch

26 more Insurance questions

Answers and explanations for these are in the study app.

A crash involves a school bus and causes minor property damage. Must a report be filed?
A crash within 50 feet of a school bus injures a child who just got off. Must a report be filed?
A driver leaves the scene of a crash with more than $1,000 damage and no injuries. What happens to their license?
After a crash, how should you warn other drivers?
After a Safety Responsibility suspension, how long must you keep proof of financial responsibility on file?
After an uninsured crash, whose plates and registration may also be suspended?
How does the Secretary of State enforce the mandatory insurance law?
How long does an Illinois driver have to report a crash to police after it occurs?
May you show proof of Illinois insurance on your phone?
One vehicle in the crash is uninsured. At what property damage must a report be filed?
Regardless of fault, a crash report is required if property damage exceeds what amount (all vehicles insured)?
The driver cannot make the crash report and there is a passenger. Who must make it?
What do you affirm when you sign an Illinois registration renewal?
What is Illinois’ minimum liability coverage for injury or death of more than one person?
What is the license penalty for a mandatory insurance violation conviction in Illinois?
What is the minimum Illinois liability coverage for damage to another person’s property?
What penalty can a driver face for failing to report a crash in Illinois?
When must an Illinois driver file a crash report, regardless of fault?
Which of these requires you to file proof of financial responsibility in Illinois?
While your SR-22 is monitored, your insurance is canceled. What happens?
Who files an SR-22 certificate of insurance with the Secretary of State?
Who may get an insurance reduction for completing an eight-hour defensive driving course?
You are at fault in a crash and have no liability insurance. What does the Safety Responsibility Law require?
You cannot find a company to insure you. Whom can you contact?
You come upon a crash. Which is a step the Illinois manual lists?
You lost your insurance card. What can you carry until the new one arrives?

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