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The 5 Best Hard Money Lenders of 2026 (+ Interest Rates & Fees)

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Need quick financing for your next real estate flip? These hard money lenders can help!

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The 5 Best Hard Money Lenders of 2026 (+ Interest Rates & Fees)
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  • 1

    Hard Money Loans: Bridge Financing

    Offers flexible funding for borrowers ineligible for standard bank loans.

  • 2

    Kiavi: Fast Funding, Favorable Rates

    Best overall, closes in 7 days, rates starting at 7.75%.

  • 3

    RCN Capital: Options for All

    Ideal for investors with varying experience, no prepayment penalties.

  • 4

    Lima One: Diverse Investment Strategies

    Supports rentals, new construction, and multifamily projects.

  • 5

    Compare Lenders Carefully

    Consider rates, fees, terms, and property types before choosing.

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