In Florida, all of the following situations would typically be excluded from standard title insurance coverage EXCEPT:
Correct Answer
C) A forged signature on a deed in the chain of title
A forged signature on a deed IS covered by standard title insurance as it represents a defect in the chain of title that affects ownership validity. Option A is incorrect because zoning violations are typically excluded from coverage. Option B is incorrect because properly disclosed liens are excluded from coverage. Option D is incorrect because boundary disputes discoverable by survey are typically excluded unless survey coverage is specifically purchased.
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Why the Other Options Are Wrong
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More Titles Deeds Recording Questions
In a Tampa transaction, a buyer wants the Florida rule on chain of title. Which statement is correct?
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Sarah is selling her Miami Beach condominium to Robert. At closing, she signs a deed that contains warranties that she owns the property and has the right to convey it, but provides no warranties against defects that existed before she acquired the property. What type of deed did Sarah most likely execute?
- → All of the following are essential elements of a valid deed in Florida EXCEPT:
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A Fort Lauderdale property owner purchased title insurance 5 years ago and now discovers an old judgment lien that was missed during the original title search. The lien was recorded 10 years ago. What is the owner's recourse?
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A Sarasota buyer is purchasing a property where the seller is financing part of the purchase price. The seller wants to ensure their mortgage lien has priority. What type of title insurance should the seller obtain?