National-PC-IX Specialty Lines medium
A SaaS firm's cyber policy includes Network Business Interruption (NBI) coverage. Which event most clearly triggers the NBI insuring agreement under standard ISO-influenced cyber forms? A A security failure or system failure causing an unplanned outage of the covered computer system beyond the waiting period, with measurable income loss B A planned IT maintenance window scheduled well in advance by the insured's own CIO in order to upgrade the covered computer system, causing a wholly foreseen and expected service interruption C A reputational loss following a competitor's unrelated data breach that prompts the insured's customers to migrate to other providers, gradually eroding the insured's recurring subscription revenue D A regulatory investigation by the FTC into the insured's data-handling and privacy practices, entirely unaccompanied by any actual outage or interruption of the covered computer system
