The useful observations about a tree near a house are the ones bearing on the building. Proximity governs whether roots are likely to interact with the foundation, the drains and the soil moisture beneath a shallow footing. Condition governs whether the tree is likely to shed limbs or fail — dieback, cavities, fungal fruiting bodies and lean are all visible indicators. Overhanging parts govern immediate risk to the roof and gutters and the debris load they will carry. Those three are observable and directly relevant. Species identification and mature height are arboricultural details that inform a specialist's assessment but are not the inspector's determination; trunk-girth age estimates are guesswork; and recommending removal before a closing date crosses from reporting condition into advising on the transaction.