The web of an I-joist carries shear, and shear is highest near the supports and lowest at midspan — which is why manufacturers publish hole charts specifying maximum diameter and minimum distance from bearing points rather than a single blanket rule. A hole placed within the permitted zone removes material where little shear is flowing; the same hole near a bearing removes material where nearly all of it is. Unauthorized holes are a problem precisely because someone cut them without reference to that engineering, so size, location and proximity to other holes are all unknown quantities. The inspector reports the penetrations and refers them to the manufacturer's tables or an engineer, since whether a given hole is acceptable is a lookup, not a judgment call made on site.