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What is the primary purpose of a performance bond in a construction contract?

Correct Answer

B) To ensure the project is completed according to contract terms

A performance bond guarantees that the contractor will complete the project according to the contract terms and specifications. If the contractor defaults, the surety steps in to ensure completion.

Answer Options
A
To guarantee the contractor will be paid
B
To ensure the project is completed according to contract terms
C
To protect against material price increases
D
To cover change order costs

Why This Is the Correct Answer

A performance bond is a surety bond that guarantees the contractor will complete the project according to the contract terms, specifications, and schedule. If the contractor defaults or fails to perform, the surety company steps in to either complete the work themselves or hire another contractor to finish the project. This protects the project owner from financial loss due to contractor non-performance. The bond essentially transfers the risk of contractor default from the owner to the surety company.

Why the Other Options Are Wrong

Option A: To guarantee the contractor will be paid

This confuses performance bonds with payment bonds. A performance bond protects the owner, not the contractor's payment. Payment bonds are separate instruments that guarantee subcontractors and suppliers will be paid.

Option C: To protect against material price increases

Performance bonds do not protect against material price increases or market fluctuations. These are normal business risks that contractors must manage through proper estimating and contract provisions like escalation clauses.

Option D: To cover change order costs

Performance bonds do not cover change order costs. Change orders are contract modifications that are handled through separate contract provisions and payment mechanisms outside the scope of performance bonds.

Memory Technique

Think 'Performance = Project gets DONE' - the bond guarantees completion, not payment or cost protection.

Reference Hint

Florida Building Code, Chapter 1, Section 107 - Submittal Documents, or construction law references covering surety bonds and contract security

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